- customerassist@deseret1st.com
- +1 602 837 0898
- 1245 E Broadway Rd, Tempe, AZ 85282, United States
BANKING PRODUCTS & SERVICES
Banking Products & Services
Deseret First Credit Bank delivers a full spectrum of banking services crafted to support both personal and business finances. Whether you need everyday account management, access to loans, or opportunities to grow your investments, we provide solutions that are practical, reliable, and designed around your financial aspirations.
Transform your financial plans with Deseret First Credit Bank’s flexible credit and loan solutions. Designed to support personal, business, and investment needs, our loans provide access to funds for growth, opportunity, or emergency use, with clear terms and reliable service.
Qualifying Criteria
All individuals above the age of 18 years
Meet bank’s creditworthiness and documentation requirements
Features of Our Credit & Loan Products
Competitive interest rates tailored to your loan type
Flexible repayment schedules to suit your cash flow
Accessible through digital channels, including mobile app, internet banking, and USSD
Option for collateralized and unsecured loans depending on eligibility
Access to personalized loan advisory and support
Things to Know
- Loan approval is subject to assessment of eligibility, income, and credit history
- Collateral may be required for certain loan types
- Repayments must be made in accordance with agreed schedules
- Late repayments may attract penalties or additional fees
- Loans are disbursed into your Deseret First Credit Bank account for ease of access
Benefits for the Customer
- Access funds for personal, business, or investment purposes
- Flexible repayment terms designed to reduce financial stress
- Build credit history and financial credibility
- Convenient 24/7 management and repayment via digital channels
- Support for long-term financial planning and growth
Requirements
- Completed Loan Application Form
- Proof of Identity (US Passport / US State Identity Card)
- Proof of income or employment (pay slips, employer reference, or tax certificate)
- Proof of residential address (utility bill not older than 3 months, tenancy agreement, or third-party confirmation)
- Any additional documentation as requested based on loan type and collateral
Empower your business with Deseret First Credit Bank’s corporate banking solutions. From transactional accounts to financing, payroll, and investment services, our offerings are designed to support growth, efficiency, and long-term success for companies of all sizes.
Features
- Business checking and savings accounts
- Payroll, merchant, and payment processing solutions
- Business loans and credit facilities
- Investment and treasury management services
- Access to digital banking for streamlined operations
Qualifying Criteria
- Registered business or corporate entity
- Authorized signatories above 18 years
- Completion of corporate documentation requirements
Benefits for the Customer
- Efficient management of business finances
- Flexible financing options to support growth
- Secure and convenient digital banking tools
- Streamlined payroll and supplier payments
- Access to corporate advisory and investment services
Requirements
- Completed corporate account or product application
- Proof of business registration and ownership
- Authorized signatories’ identification (US Passport / US State ID)
- Proof of business address
- Financial statements or bank references as applicable
Manage your finances with ease through Deseret First Credit Bank’s comprehensive personal banking solutions. From everyday accounts to savings and investment options, we provide tailored services that help you achieve your financial goals, build wealth, and simplify day-to-day banking.
Features
- Access to current, savings, and investment accounts
- Digital banking through mobile app, USSD, and internet banking
- Personalized financial management tools
- SMS alerts, e-statements, and account notifications
- Competitive interest rates on savings and investment products
Qualifying Criteria
- All individuals above 18 years of age
- Meet bank’s documentation and identification requirements
Benefits for the Customer
- Easy and secure access to funds 24/7
- Opportunity to grow your money through interest-bearing accounts
- Receive and send payments locally and internationally
- Personalized support for financial planning and goal achievement
- Convenient digital channels for account monitoring and transactions
Requirements
- Completed account opening form
- Proof Of Identity (US Passport / US States Identity Card)
- One passport-sized photo
- Proof of residential address (utility bill, tenancy agreement, employer reference, or tax certificate)
- Initial deposit as applicable
Secure your dream home with Deseret First Credit Bank’s flexible mortgage solutions. Designed to suit different income levels and housing needs, our mortgage products provide affordable financing, reliable terms, and the support you need to own property with confidence.
Features
- Flexible repayment periods tailored to your income
- Competitive and transparent interest rates
- Fixed or variable rate options available
- Access to mortgage advisory services
- Option to refinance or top-up existing mortgages
Qualifying Criteria
- Individuals above 18 years of age
- Proof of steady income or employment
- Active account with Deseret First Credit Bank
Things to Know
Loan approval is subject to income assessment, credit history, and property valuation
Mortgages are secured against the property being financed
Borrowers are required to maintain property insurance for the duration of the loan
Early repayment or refinancing may attract a fee
Monthly repayments must be made on time to avoid penalties
Benefits for the Customer
Affordable home financing with manageable repayment terms
Opportunity to build or purchase your dream home
Improve long-term financial security through property ownership
Access to expert advice on property financing
Flexible options to refinance or expand property investments
Requirements
Completed mortgage application form
US Passport / US State Identity Card
Proof of income (pay slips, employer reference, or tax certificate)
Proof of residence (utility bill, tenancy agreement, or official confirmation)
Property documents (valuation, purchase agreement, or land title)
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About
Deseret First Credit Bank is a US indigenous bank with the vision to be the leading Bank in all our markets and the mission to provide first class banking solutions for customers and value for all stakeholders.
Company
Quick Links
Contact
Phone
+1 602 837 0898
customerassist@deseret1st.com
Address
1245 E Broadway Rd, Tempe, AZ 85282, United States
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